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COTA is an alliance of independent not-for-profit organisations dedicated to enhancing the quality of life and promoting the well-being of over 50s in Australia. With offices in all states and territories, the COTA organisations provide special benefits and services to over 50s, and advocate seniors’ rights and interests to all levels of government, business and in the community at large.
Since 1992, we have worked with our underwriting partners to develop our specialised insurance products. Our home and contents policies include a range of features, like new-for-old replacement regardless of age, handbag snatch and grab cover, and up to 30% no claims discount.^
And if you have held a full no claim bonus rating on motor insurance for the last three continuous years or more with your current insurer, we will protect that rating for life when you transfer to COTA Insurance.
COTA members are also guaranteed a renewal invitation, regardless of age or claims history (excluding travel).
With COTA Insurance you’ll also experience first class service, a range of policy excesses which you can choose from to suit your needs and flexible payment options including a choice of annual or monthly payments with no additional policy fee.*
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